Life Insurance 2.0

We at i-Ternity believe that improving upon existing solutions for wealth and heritage transmission goes hand in hand with offering new and innovative long-term investment opportunities to our users. This is why we have developed the i-Ternity Life Insurance 2.0 service through which users can stake their $WILL tokens for predefined periods of time.

The Life Insurance service offers users the choice between:

• a flexible savings plan where they can deposit $WILL token and earn a fixed annual yield on them with the added comfort of being able to withdraw them at any time.

• a locked savings plan where users can choose a predefined locked staking period for their $WILL tokens in exchange for higher annual returns than in the flexible option. This plan is similar to a “term deposit” in traditional banking, where a client’s funds are locked for a given amount of time in exchange for a guaranteed interest rate. i-Ternity users will have the choice between maturities of 1 / 2 / 4 / 6 / 10 years. The longer the locked staking period chosen, the higher the returns will be on the deposited $WILL. Moreover, users choosing to lock their tokens will benefit from additional services and benefits on the i-Ternity platform.

And finally, quite similar to life insurance with a death contract, we will offer a savings lock which is unlocked after the user’s death is validated by a certified notary. The locked savings and their returns will then transferred to the testator’s heirs in accordance with their last wishes.

Please be cautious : Long-term locked savings are not intended to be accessible, unlike flexible short-term savings. Locked savings are specifically designed for long-term investments and are by their nature illiquid. As a counterpart they offer a considerably greater perspective of returns. Putting money aside for several years helps to prepare for the future, but you have to be careful to weigh your decision properly before choosing this option. Once the funds are locked, they will no longer be recoverable before the end of the chosen period even for a fee or penalty, and no recourse to i-Ternity can be made, regardless of the circumstances.